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The IUP Journal of Biotechnology
Focus

Proteins have multiple roles to play in all living organisms. `Gabs', which are proteins involved in cell signaling, also play important roles in normal development and angiogenesis. Rathnakumar and Madhulika Dixit in their article, "The Gabs in cell physiology", have elaborated the multiple functions of these proteins in various biological events like homing of hematopoietic cells from bone marrow, glucose transport, oxidative stress, cardiac hypertrophy and atherosclerosis. Since these proteins have positive roles to play in all these events, it is possible that they could be used to reverse or reduce any damage that has occurred due to aberration in these events. They could be exploited as targets for drug candidates to treat oxidative stress-related pathology like atherosclerosis and even to modulate the cell-signaling pathways where these Gabs are involved. Structure activity related studies of these Gabs are likely to throw more light on etiology of certain genetic diseases and may help in the development of sensitive and specific markers to diagnose or detect genetic pre-disposition to certain inherited diseases.

A thorough understanding of development of embryo will help in the management of inherited disorders and genetic defects. Development of sensitive and specific diagnostic tests/tools, treatment of genetic disorders and prevention/inheritance of genetic disorders depend on identification and understanding of all changes that take place during an embryo development. Traditionally, such changes have been studied using molecular tools, devices and protocols which usually assume that changes in the expression of mRNA result in up or down regulation of expression of relevant proteins. Such studies have a limitation that they can only analyze one protein at a time. Therefore, a technique which can analyze several proteins (samples) simultaneously will be valuable and mass spectroscopy is one among them. The article, "Embryo Proteomics: An Emerging Technology in Developmental Biology", by Mukesh Kumar Gupta, Sang Jun Uhm and Hoon Taek Lee, reviews the principle and application of mass spectroscopy. Such techniques not only analyze and give enormous information from very small amounts of samples but also have become the standard for discovering biomarkers for diagnosis and treatment. The article describes various types of mass spectroscopy, their applications and also models available.

The advent of high throughput screening platform has made drug screening very rapid and effective. Identification of biomarkers, which double up as drug targets, have made such screening very specific. Heat Shock Protein (HSP) is one such biomarker which has only been looked at till recently as a marker whose levels are influenced by various environmental factors. The attention of investigators is now turning to the HSPs as hot targets for drug binding and action. They also act as good markers for monitoring disease progressions/prognosis. The article, "Stress Response and Emerging Roles of Heat Shock Proteins: Bench to Bedside", by Amere Subbarao Sreedhar, is a timely reminder to the scientific community to turn its attention to these groups of proteins, produced by all living organisms, in our quest for new drug discovery.

Cytochrome oxidase plays a vital role in the oxidation of metabolites and in the production of ATP through the respiratory chain. Understanding the kinetics of binding of this important protein to its substrates or inhibitors is important in our quest to modulate the functioning of the respiratory chain to the advantage of the host organism. Cyanide is a respiratory poison and it acts through inhibition of cytochrome oxidase. Simon Brown in his article, "Estimating the Distribution of Forms of Cytochrome Oxidase from the Kinetics of Cyanide Binding", takes us through the kinetics of binding of cyanide to cytochrome oxidase with mathematical models to show that any given preparation of this enzyme consists of two forms of the enzyme—`fast' and `slow' forms of the enzyme—and demonstrates that the degree of heterogeneity of the enzyme could be predicted reliably by the stretched exponential model.

Emerging infections and emergence of resistance to several drugs that are used commonly to treat enteric infections have mandated that new drugs have to be developed to manage these infections. Medicinal plants offer an attractive alternative to synthetic drugs as resistance develops very rarely to such drugs. Such drugs also have less side effects compared to synthetic drugs and also are cheaper than synthetic drugs. They can be effective even in semi purified form. There are two articles one describing the antibacterial activity of a group of plants and another article reviewing the economically important characteristics of a popular plant Pandanus amaryllifolius.

Pandanus amaryllifolius is a herb with enormous valuable attributes like fragrance (aroma), high content of alkaloids and hemagglutination and antiviral activity against HSV. The authors A B Nadaf, K V Wakte, R J Thengane and N Jawali in their article, "Review on Pandanus amaryllifolius Roxb.: The Plant with Rich Source of Principle Basmati Aroma Compound 2 Acetyl-1-Pyrroline", also describe a micropropagation protocol and suggest that this plant has high economic potential and needs to be, though not native to India, commercially exploited in India. Particular mention has been made about a compound called 2 Acetyl-1-Pyrroline which confers the flavor to basmati rice and this compound has very high commercial value for adding fragrance to different rice varieties.

The quality and cost of natural products will depend largely on the extraction and purification protocols. The article, "Antibacterial Activity of Three Medicinal Plants: Eucalyptus globulus, Aristolochial latas and Vitex negundo Against Enteric Pathogens", by R Anand, C Sundaramorthi, S Saritha and K Bhuvaneswari, describes a simple solvent extraction protocol to isolate an (ethanolic) extract which shows a significant antibacterial activity against several enteric pathogens.

- V Sritharan
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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