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The IUP Journal of Chemistry

March '11
Focus

Over the past two decades, active interest has been generated and it continues to grow in the chemistry of iron compounds, particularly in expanding areas of synthesis of heterobinuclear complexes.

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Isomers in the Chemistry of Heterometallic Iron Clusters Part I Heterometallic Dimers
Stacked Configuration of Fluidized Catalytic Cracking Unit: A Review
Biochemical Mechanism of Soy Protein Gelation and Factors Influencing Tofu Characteristics
C-5 Thiopropyne-Substituted Thymidine Containing Oligodeoxynucleotide: DNA/DNA Duplex Formation
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Isomers in the Chemistry of Heterometallic Iron Clusters Part I Heterometallic Dimers

-- Milan Melník and Mária Kohútová

The iron heterometallic dimers cover a vast field, as shown by a recent survey covering the crystallographic and structural data of over 900 examples. About 7.8% of these derivatives exist as isomers and are summarized in this review. Included are only distortion isomers. These are discussed in terms of the coordination about the central metal atoms, and correlations are drawn between donor atom, bond length and interbond angles. The heterometal atoms include non-transition and transition metals. Distortion isomers, differing by the degree of distortion in M-L, Fe-M bond distances and L-M-L bond angles, are the most numerous.

Stacked Configuration of Fluidized Catalytic Cracking Unit: A Review

-- Diwakar Z Shende and Kailas L Wasewar

The stacked type Fluidized Catalytic Cracking (FCC) units are designed to operate with only a single stage of regeneration and do not contain any provision for external heat removal from the catalyst. It is common to find stacked FCC units where the single stage of regeneration is typically operated for partial CO combustion. The regeneration vessel does not contain equipment that is unsuitable for higher temperatures and thus accompanies complete catalyst regeneration. In this paper, the orthoflow configuration of FCC is discussed and a comparison of the arrangement with the side-by-side configuration using the study of the complete design, costs, process, and catalysts with their selectivity and deactivation is presented.

Biochemical Mechanism of Soy Protein Gelation and Factors Influencing Tofu Characteristics

-- M K Tripathi, Punit Chandra and L K Sinha

Soybean is mainly used for the preparation of many food products, of which soy milk and tofu are the most popular. Soy milk is an aqueous product of soybean which is prepared by several methods, differing in processing parameters. Tofu is the coagulated product of soy protein, soy lipid and other components trapped in its network. The biochemical composition of tofu has important parameters, which determine its nutritional and nutraceutical quality. The degree of soy milk coagulation is influenced by soybean varieties, nature of coagulants, coagulating conditions and protein-lipid interaction. The gelation of soy milk protein is a complex phenomenon, which is determined by several factors. The gel properties of soy protein are affected by protein concentration, heating temperature, ionic strength and pH. The commonly used coagulants in tofu preparation are salt of calcium, magnesium, citric acid, acetic acid and Glucono-Delta-Lactone (GDL). The type of tofu is determined by the concentration and nature of coagulants. Each coagulant has a different Optimum Coagulant Concentration (OCC) to produce different types of tofu. This review focuses on the mechanism and factors influencing the process of coagulation and quality of tofu.

C-5 Thiopropyne-Substituted Thymidine Containing Oligodeoxynucleotide: DNA/DNA Duplex Formation

-- Ajay Kumar

A comparison of Tm selectivity studies of DNA/DNA duplex formation of C-5 thiopropyne-substituted thymidine containing oligodeoxynucleotides with unmodified oligodeoxynucleotides and C-5 propyne-substituted thymidine containing oligodeoxynucleotides is presented. Melting temperature (Tm) data reveal that duplex C containing thiopropyne oligodeoxynucleotide is stabilized at 2.6 °C more than the duplex A which contains unmodified oligodeoxynucleotide and Tm of the duplex F is 6 °C lower than that of duplex D which contains unmodified oligodeoxynucleotide. However, in both the duplexes C and F, increase in selectivity was observed.

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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