Welcome to Guest !
 
       IUP Publications
              (Since 1994)
Home About IUP Journals Books Archives Publication Ethics
     
  Subscriber Services   |   Feedback   |   Subscription Form
 
 
Login:
- - - - - - - - - - - - - - - - - -- - - - - - - - - - - -
-
   
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 
The IUP Journal of Management Research
Focus

In today's competitive environment, customer loyalty is an important strategic option. This can be achieved by providing better quality of service. It brings a competitive advantage to the firms. The various parameters like reliability, responsiveness, completeness, access, courtesy, personal interaction, credibility, security and physical appearance contribute to service quality. Against this backdrop, Ranjith P V and Rajesh Nair, in the paper, "A Comparative Study of Service Quality of D'Mart and Apna Bazaar", have studied the difference between two retail outlets in terms of service quality provided. It is observed from the study that personal interaction followed by the look of the outlets play a vital role in choosing an outlet. Based on the results, the paper concludes that D'Mart is better than Apna Bazaar in ensuring service quality.

To gain and sustain competitive advantages in the fast changing retail banking industry in India, it is crucial for private banks to understand what customers perceive to be the key dimensions of service quality and its impact on customers' attitudinal loyalty. The paper "Influence of Service Quality on Attitudinal Loyalty in Private Retail Banking: An Empirical Study", by S Arun Kumar, B Tamil Mani, S Mahalingam and M Vanjikovan, examines the importance of perceived service quality dimensions of Indian private banks dealing with retail banking. The statistical analyses of the survey reveal interesting findings about the service quality dimensions preferred by retail banking customers. The results suggest that the factors of responsiveness and reliability of service quality dimensions determine customer satisfaction more than assurance, empathy and tangible aspects.

Footwear is an important accessory of dressing, which defines the dignity of an individual. There is a wide variety of footwear patterns, one among them being shoes. There is a wide choice to choose from shoes in terms of brand, price and quality. Different factors are taken into consideration while purchasing shoes. Soumya Saha, Munmun Dey and Sumanta Bhattacharyya, in the paper, "Factors Affecting Consumer Buying Behavior of Shoes in Kolkata: A Case Study", analyze the factors influencing the purchase decision of shoes by consumers. According to this study, quality and durability are found to be important factors in purchasing shoes.

With the advent of globalization, a plethora of opportunities has been opened in international markets for Indian business. This paves the way for exporting goods to various destinations by different means of transportation. One such method of exporting is through shipping agents. The shipping agents are facing various problems due to lack of infrastructure facilities and government regulations. In this context, the paper, "A Demographic Study of Problems Faced by Indian Shipping Agents with Special Reference to Indore", by Shefali Tiwari and Shuchi Khandelwal, attempts to understand the level of perception of problems by employees of various intermediaries/shipping agents. It has been observed that one sure way is to better the learning curve, i.e., the experienced employees handle the problem in a better way than the inexperienced ones. Neither the position of the employee nor the qualification does have any significance in handling the problems.

Small Scale Industries (SSIs) play a vital role in the socioeconomic development of the country. They significantly contribute to the overall growth in terms of Gross Domestic Product (GDP), employment generation and exports. Human resources are very crucial to any organization. No organization accomplishes its goal without competent personnel. Industrial history reveals that SSIs are handled by non-professionals, most of them being family-owned businesses and they lack awareness about the human resources practices. Rajiv B Khaire, in the paper, "Understanding the Awareness of Human Resource Practices in Nagpur SSIs: An Empirical Study", aims at dislodging these myths. It is concluded from the study that most SSIs are not aware of the different current facets of HR.

-- K Rajanath
Consulting Editor

<< Back
Search
 

  www
  IUP

Search
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Click here to upload your Article

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

more...

 
View Previous Issues
Management Research