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The IUP Journal of Biotechnology
Focus

Biotechnology depends on the fundamental principles of biology and envisages its application to develop technology for industrial production of food, agriculture and chemical products. The first article, “In-Silico Identification of Putative p53 Transcription Factor DNA-Binding Sites and Detection of hnRNP Genes Regulated by p53”, by Avirup Dutta, Raghunath Chatterjee, Paromita Roychoudhury, Patanjal Roy and Keya Chaudhuri, focuses on the functional role of p53 factors in various physiological processes by regulating the expression of a number of genes of diverse families and pathways. An algorithm was developed to identify putative p53 DNA-binding elements which was then tested on selected human genes from seven different biological pathways related to various cellular and metabolic pathways and subsequently scored using a reference weight matrix. The role of p53 transcription factor with comparison of evolutionary parameters and its molecular function during regulation of gene expression was described with effective research orientation.

The second article, “Effect of Dairy Effluent on the Morphological and Biochemical Parameters of Black Gram (Vigna mungo L. Hepper)”, by T Sasikala and N Poongodi, studies the effluents from dairy farming in order to assess the seed germination, seedling growth and other parameters like protein, starch and chlorophyll content, etc. The paper focuses on the orientation of different morphological and biochemical parameters of plant growth at different levels.

The third article, “A Novel Approach to Intrude Secondary Metabolites of Pseudomonas fluorescens”, by C N Murugalakshmi and S S Sudha, explains about rhizosphere bacteria and identifying their plant growth promoting properties. The synergistic effects of P. fluorescens strains with hormones were also elucidated. The authors have studied the P. fluorescens being produced physiologically, results in the synthesis of active auxins which in turn showed beneficial effects on plant growth and development. The effective compatibility between phytohormones, especially auxins like IAA and Pseudomonas strains was effectively described with laboratory protocols and evidence-based activity.

The fourth article, “Beta Sheet ABA Block Co-Polypeptides Containing b-Benzyl-L-Aspartate and L-Valine”, by Ajay Kumar, describes synthesis and solid state conformational studies by circular dichroism (CD) and infrared spectroscopy (IR) of the(b-bzl-L-Asp)n– (Val)10-(b-bzl-L-Asp)n block co-polypeptides. The spectroscopic analysis and conformational studies on polypeptides molecules were given prime importance.

The fifth article, “Biodegradation of Bisphenol A by Pseudomonas monteilli Isolated from Effluents of Thermal Paper Industry”, by Vijayalakshmi Gengadharan and V Ramadas, explains the characteristics of P. monteilli in effective degradation of Bisphenol A (BPA) contaminants in the environment and also other effluents released by the thermal paper industry. The pollution control methods suggest the biodegradation of BPA using research methodologies were highly effective. The presentation of data results using HPLC chromatogram is commendable.

The sixth article, “Managing Water Pollution All the Way Through Well-Designed Environmental Biotechnology: A Review”, by Ashok Kumar, Deepika Chandel, Indu Bala,

Ankita Muwalia and Lata Mankotiya, explains the role of Environmental Biotechnology (EB) in wastewater treatment and in pollution control. The bioremedial methods which focus on phytoremediation systems for effective control of water pollution have been suggested.

The production of MFCs, bioplastics and biofuels from different types of plant, fungal and bacterial cells (both aerobic and anaerobic) for waste water cleaning and reusage of water for drinking and irrigation purposes were explained in a lucid manner. It uses bioplastics and biofuels synthesized from plant and microbial cells applied in treatment of wastes and abatement of pollution.

- - R Chakravarthy
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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Biotechnology