The IUP Journal of Accounting Research and Audit Practices:
Mergers & Acquisitions and Value Creation: A Banking Industry Perspective

Article Details
Pub. Date : October, 2021
Product Name : The IUP Journal of Accounting Research and Audit Practices
Product Type : Article
Product Code : IJARAP031021
Author Name : Mousumi Bhattacharya and Sarit Biswas
Availability : YES
Subject/Domain : Finance
Download Format : PDF Format
No. of Pages : 15

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Abstract

The paper intends to measure the effects of Mergers & Acquisitions (M&As) on the stock prices and Financial Performance (FP) of the acquirer banks in India. A list of 28 M&As concerning acquirer banks registered on the National Stock Exchange (NSE), is used in this study. Event study analysis is used to gauge the outcome of M&As announcement on the market price of the banking company's share, which measures the wealth creation of acquiring firm's shareholders. DuPont (DP) analysis is used for the purpose of analyzing the FP of merged firm, but it failed to show any significant impact post merger in terms of Return on Assets (ROA), Return on Equity (ROE), net-profit margin, financial leverage and asset turnover. The fallouts designate that the market reacted negatively towards the M&As in banking sector of India, and also show a corrosion in the performances of the acquirer banks in the post-merger period.


Description

Organizations adopt different strategies to grow their businesses. Growth can be achieved either organically (e.g., expanding the existing operations, launching new products and services, entering into the new market, etc.) or inorganically (e.g., through Mergers & Acquisitions (M&As), Joint Ventures (JVs), Strategic Alliances (SA), etc.). M&As are the emerging strategies adopted by organizations to expand their businesses beyond their internal capabilities and resources. Due to the possibilities of rapid growth in limited time period, many organizations adopted this strategy for mounting their business. Approximately 4,000 trades are noted every year in the business world. Although there are plentiful explanations for occurrence of M&As between organizations, some of the major reasons include Organizational Synergy (OS), where the amalgamated enterprises obtain extraordinary value than each single entity alone could attain. The M&As process may reduce expenditures of the novel ventures, help in enhancing shareholder wealth, increase chances of endurance in the dynamic changing environment, accomplish greater economies of scope and scale, shrink expenses and upsurge Return on Equity (ROE).

The M&As endured a favorite theme among scholars because of its noteworthy prominence in the business world. Most of the M&A studies have been piloted in the developed economies as the M&As tactics are majorly noticed in the advanced world compared to less


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