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The IUP Journal of Computer Sciences
Focus

"There is nothing permanent except change" Heraclites of Ephesus (535-475 BC) It is no exaggeration when we say that the IUP Journal of Computer Sciences is one among the million causes that will contribute to the growth of research in the country. Computer Science is one field that is calling for higher visibility for experimentation and theory works as the driving force. This issue is no exception and it showcases some of the current experimental research within the panoply of computer science disciplines, illustrating its many forms including observation, measurement, replication of previous work and novelty.

Geographical Information Systems, a multidisciplinary area, plays an important role in collection of data, their analysis, and providing the necessary support for taking decisions in planning and execution. This issue starts with the paper, "Management of Urban Development Using Neural Networks with OD Matrix", by A K Ojha and Dushmanta Mallick on GIS, where it estimates the Orientation Destination (OD) distribution matrix of the urban transportation network using the Hopfield Neural Network (HNN). OD distribution is an important data for the design and reconstruction of cities. The authors have concluded that using the HNN model, the estimation of OD distribution of `n' nodes is feasible and satisfactory.

The second paper, "A Novel High Security Message Authentication Code MACJER-320 and its Performance Evaluation", deals with a new message authentication code and its performance evaluation. Sheena Mathew and K Poulose Jacob, the authors of the paper, use a 320-bit hash function called JERIM-320 in their Message Authentication Code MACJER-320. JERIM-320 is designed to operate on four parallel lines of message processing, resulting in a higher degree of security. MACJER-320's performance is evaluated in comparison with HMAC, where the 160-bit hash function SHA-1, is used.

The third paper, "The New Semantic Similarity Measure Using Ontology and Corpus", describes a new semantic similarity measure using Ontology and Corpus, i.e., distance between terms. This measure, according to the authors, P Selvi and N P Gopalan, combines the strengths and complements the weaknesses of the existing measures that use knowledge base as the primary source. It uses a new feature of common specificity besides the path length feature. This common specificity feature is derived from information content of concepts and information content of the knowledge base. The semantic similarity measure gives the best correlation of 0.874 with human scores in the benchmark test set, compared to the existing measures.

An interesting paper, "Finite-State Automata based Classification of News Segments", on Finite-State Automata (FSA)-based system to retrieve contextual structure from news video database falls in this issue as fourth one. Parsing video programs into program segments is useful in retrieving individual segments and video segmentation. The authors, Ankush Mittal and Sumit Gupta, present a FSA-based system that extracts a contextual structure from news video database. Each of the video segments such as newscaster sequence, weather sequence, etc., becomes a node in the FSA. The transition is fired from one node to another node based on arc conditions, which can easily be obtained by employing statistical methods on classified data. Modeling with FSA avoids the use of the complex rule-based system. Experimental results presented here, according to authors, show an accuracy of 88% in recognizing the components of news video data of more than eight hours.

The next paper, "An Efficient All Spanning Tree Generation Algorithm", written by Sanjay Kumar Pal and Samar Sen Sarma, dwells with the generation of all spanning trees of a symmetric and connected graph. Without duplicate spanning trees and non-tree subgraphs, this paper considers the generation of all spanning trees of a connected graph, the application of which can be seen in the areas of networking and circuit analysis. Since the number of spanning trees in a graph is exponential, the proposed algorithm reduces the time complexity in comparison with the existing ones.

The last paper, "Technological Research Challenges in Realizing Adaptive E-Learning", surveys e-learning activities and technological research challenges that are to be addressed. The authors, Asim Zafar and Nesar Ahmad, discuss various e-learning systems, e-learning standards, e-learning activities, and technological research challenges. The authors conclude that the focus of the paper is how the content can be distributed with a measurable quality to devices in order to improve the users' learning process.

- CRK Prasad
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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Computer Sciences