In the emerging competitive business environment, cooperative banks who adhere to strict financial discipline, only will survive.Over the years the difference between cooperative banks and commercial banks has blurred as they all have come under a common law. All products and services offered by cooperative banks are on par with commercial banks, with a few exceptions related to government business. The Thane Janata Sahakari Bank Ltd. was formed primarily with the intention of serving the common man.

The local identity of the bank in its command area, its customer-centric approach, the absence of multilayer decision-making process, and hassle-free execution of the decisions are our main differences from commercial banks. Also, high level of commitment at all levels of management and self-committed ground level staff makes us different from other commercial banks.

commercial, cooperative, command, exceptions, exceptions, emerging, differences, decisionmaking, customercentric, local identity, bank command area, customer-centric approach, the absence of multilayer decision-making process, and hassle-free execution.