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The IUP Journal of Telecommunications
Focus

Telecommunications sector has undergone a paradigm shift in its customer profile extending from urban to rural areas owing to a stupendous growth of mobile technology, following upgrade path from 2G systems to 3G systems. Eventually, 3G technology has evolved through a different path involving Time Division Multiplexing (TDMA) and Code Division Multiplexing (CDMA)-based digital communication technology into W-CDMA and CDMA 2000 standards. Multimedia demand and IP-based network architecture with reliable high throughput air interface makes hybrid CDMA and Orthogonal Frequency Division Multiplexing Access (OFDMA)-based mobile worldwide interoperability for microwave access (mobile WiMax), a viable technology and opens new challenges to researchers to explore engineering methodology and technology to achieve quality of service. Developing a sustainable communication system, with the help of network resources in the best possible way to ensure acceptable information quality to the consumers is the need of the hour. Modern communication network accommodates wired, wireless and even optical links for long haul coverage and these hybrid networks need a careful attention for sustainable design of interfacing subsystems and network components to support heterogeneous traffic. This issue addresses some of the aspects of modern communication covering multiuser detection and channel estimation in wireless communications, receiver positioning in global positioning systems and virtual topology in optical WDM systems.

The CDMA communication system satisfies the mundane usage of information transmission utilizing network resources in an optimum way. The CDMA system capacity is limited by call processing algorithms and resource management strategies. In the first paper, “Optimization and Performance Enhancement of Multiuser Detection in DS-CDMA System“, the authors, Manoj Dewangan and Ajay Somkuwar have reported a superior detection performance in a multiuser DS-CDMA system using a subspace blind linear MMSE detector. They proposed the use of Gold sequence for Bit Error Rate improvement and subspace linear MMSE multiuser detection algorithms to yield a better detection performance with lower computational complexity as compared to DMI blind linear MMSE detector algorithms. Their claim is supported with simulation.

The authors K Jayanthi and P Dananjayan in the second paper of this issue, “Channel Estimation for Multiuser MIMO-OFDM System”, have proposed the Link Adaptation (LA) technique to protect the transmitted data against random channel impairments in a Multi-Input Multi-Output (MIMO) systems involving Orthogonal Frequency Division Multiplexing (OFDM) scheme. The authors used channel quality indicators such as instantaneous SNR, Shannon capacity and Log Likelihood Ratio (LLR) values, for efficient link adaptation. The paper reports channel information using LS and QRD algorithms to achieve better link performance of the multiuser MIMO-OFDM system in terms of quality and capacity.

In the third paper, “Receiver Position Error Analysis Using Point Solution Approach Algorithm”, the authors V Venkata Rao, G Sasibhushana Rao and M Madhavi Latha have used a non-recursive point solution approach algorithm to estimate the receiver position of a Global Positioning System (GPS) ignoring satellite clock bias, atmospheric delay, multipath error and receiver tracking error. The position error analysis reported may be helpful to the surveyors and the GPS Aided Geo Augmented Navigation (GAGAN) users over the Indian subcontinent in determining the obtained position.

In the fourth paper, “Simulation, Design and Development of Complementary-Symmetry Microstrip Antenna for Compactness, Enhanced Gain, Bandwidth and Low Cross-Polarization”, the authors, N M Sameena, G P Maddani, R B Konda, S K Satnoor and S N Mulgi, have presented a novel design of complementary-symmetry rectangular microstrip antenna with modified ground plane for compactness, enhanced gain, bandwidth and low cross-polarization operation. The complementary-symmetry geometry and modified ground plane effects have been considered to show an improvement in the antenna performance and its suitability for wireless communication systems.

The fifth paper, “A Study on the Performance of Wideband Bandpass Filter Designed Using Multimode Resonator with Etched Rectangular Lattice”, by P K Singhal, Suman Mathur and R N Baral, reports a design of compact microstrip wideband band pass filter using a multiple mode resonator with etched rectangular lattice suitable for pass band of 0.9 GHz-2.1 GHz.

The sixth paper, “Fuzzy Set Optimization Technique for Virtual Topology Reconfiguration for IP-over-WDM Networks with QoS Parameters”, by Ramasamy Mariappan, T Ravi and R S D Wahida Banu proposes a fuzzy set optimization techniques for the reconfiguration of optical internets using IP-over-WDM technology to show a better performance in terms of computational accuracy and average weighted hop count for dynamic traffic.

-- V K Chaubey
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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Telecommunications