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The IUP Journal of Electrical and Electronics Engineering
Focus

Circuit breakers are opened at natural current zero. But there is a transient
phenomenon called Restriking Voltage (RV) which appears across the circuit
breaker contacts at the instant of arc being extinguished. The value of the RV can be double that of normal operating voltage, and its value depends on various uncertain factors like power factor, circuit conditions, current asymmetry and armature reaction. The knowledge of RV helps in deciding the circuit breaker rating. In the paper, “Statistical Evaluation of Restriking Voltage Characteristics Using Monte Carlo Simulation”, the authors, Atul Koshti, L D Arya, Rajesh Ahirwar and Manoj Gupta present a statistical methodology for evaluating the severity of RV and Rate of Rise of Restriking Voltage (RRRV), using a 132 kV system.

Micro Electro Mechanical Systems (MEMS) are tiny micromachined systems (measured in microns) that are typically arranged on small silicon chips and are used in automotive, civil, mechanical, biomedical and communication engineering. In the paper, “Simulation and Analysis of MEMS Cantilever Sensor for Tuberculosis Detection Based on Capacitive Sensing Readout Method”, the authors, P Sangeetha and A Vimala Juliet, present a biomedical sensor, in which the capacitive sensing aspect is utilized to indirectly find the mass adsorbed onto the MEMS device. This sensor has application in medical diagnosis and food control.

Metaheuristics optimization algorithms come from the capability of emulating the best features of biological systems, namely, selection of the fittest and adaptation to the environment. Cuckoo search algorithm is one such metaheuristic optimization algorithm and is based on the obligate brood parasitic behavior of some Cuckoo species in combination with the Levy flight behavior of some birds and fruit flies. The paper, “Cuckoo Search Algorithm: Basic Concepts, Variants and Applications – A Review”, by Mridul Chawla and Manoj Duhan, describes the basic concepts of Cuckoo Search (CS) algorithm its applications in different optimization problems in various fields of science and engineering. It is showed that the CS algorithm is superior to other metaheuristic algorithms and has the potential for solving complex real-world problems.

In applications like streaming video, real-time navigation and medical imaging, Printed Dipole Antenna (PDA) is used due to its advantages in terms of weight, size, aerodynamic drag, ease of fabrication, cost, etc. Yet it suffers from the inherent disadvantage of incompatibility with wideband operation. In a PDA, two arms are printed on opposite surfaces of a dielectric sheet. In the paper, “Printed Dipole Antennas with Shaped Ground Plane Used to Enhance Impedance Bandwidth”, by R P Ghosh, K Patra, B Gupta, P P Sarkar and S K Chowdhury, two novel printed dipole antennas are fabricated and tested. Measured radiation patterns and gains suggest that these antennas are likely to find widespread use in GSM and CDMA mobile communications.

A single line to ground fault in a distribution system causes very low fault current, which in turn causes difficulty in identifying the faulted line in an ungrounded system. In the paper, “Identification of Faulted Distributed Line in an Ungrounded System”, by M Upender Reddy, M Surender Reddy and Vasam Suresh, the methodology of identification of faulted line is presented using thyristor grounding method. The effectiveness of this method is verified by theoretical analysis and simulation results. This method is also applicable for resonant grounded and high resistance grounded systems.

-- MSR Murty
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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Electrical and Electronics Engineering