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The IUP Journal of Law Review
Focus

This issue contains six research papers. The first paper, “Admissibility of Scientific
Evidence: Judicial Trends in India”, by Syed Maswood, highlights how the development of science and technology has a direct impact on the administration of justice system, with particular reference to the wide range of newly acquired scientific knowledge and advanced technology in forensic science. The author points out that so far as the admissibility of scientific evidence in Indian courts is concerned, there is no uniform judicial opinion regarding the evidentiary value and acceptability of forensic reports, and emphasizes that new legal and administrative measures are required to bring forensic science into the main fold of administration of criminal justice in India.

The second paper, “Towards Recognition of Environmental Refugees: Exploring Various Options”, by Sairam Bhat and Kaiser Manzoor, highlights some possible solutions, proposed by many scholars, that could lend international protection to environmental refugees. This paper discusses the various suggestions put forth by scholars and the merits and demerits of each.

The third paper, “Judiciary as a Change Agent for Gender Justice: A Study of PIL Cases in India”, by Iftikhar Hussain Bhat, focuses on how public interest litigation in India has successfully opened spaces for women’s empowerment and spurred the other branches of government into action. The author opines that strengthening the collaborations between ground-level activists and lawyers, building public support, working with the media and national statutory bodies, and maintaining advocacy efforts with the other branches of government are all significant to the success of a PIL case, especially with regard to redressing the violations against women who would otherwise have little or no access to the justice system.

In the fourth paper, “Evolution of the Relationship Between Fundamental Rights and Directive Principles Under the Constitution of India”, the author, Achyutananda Mishra, stresses on the creative interpretation of the Fundamental Rights and Directive Principles by the Supreme Court of India and the Parliament in bringing about successive amendments to the Constitution of India with a view to achieving the objectives of the socioeconomic equality and political justice in our country.

In the fifth paper, “Evolution of Farmers’ Rights in Intellectual Property Regime: International and Indian Perspective”, the author, Showkat Hussain, examines the aspects of the Intellectual Property Rights (IPRs) of the plant breeders and other international conventions, viz., the International Undertaking on Plant Genetic Resources (IU), the Convention on Biological Diversity, TRIPs Agreement and International Treaty on Plant Genetic Resources for Food and Agriculture, 2001, which are relevant to the construction of ownership and control of plant genetic resources in global debates on plant variety protection. The author seeks to highlight the importance of the farmer’s rights that are recognized both at the international and national levels.

In the last paper, “Protecting the Performers’ Rights: An Analysis of the Relevant Law in the Indian Copyright Regime”, the author, Aftab Jeelani Wani attempts to analyze the development of law relating to the performers’ rights in the Indian copyright regime under the influence of different international agreements, and how far the provisions of the Copyright Amendment Act 2012 in India, with respect to performers’ rights, have made the Indian Law compatible with different international instruments. Further, the author seeks to point out that the term of protection granted under the Indian Law and International Agreements seems inadequate so far as the performers are concerned.

-- V Hemalatha Devi
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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