Welcome to Guest !
 
       IUP Publications
              (Since 1994)
Home About IUP Journals Books Archives Publication Ethics
     
  Subscriber Services   |   Feedback   |   Subscription Form
 
 
 
Login:
- - - - - - - - - - - - - - - - - -- - - - - - - - - - - -
-
   
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 
The IUP Journal of Information Technology
Focus

With the growth of wireless technology, Mobile Ad-hoc Network (MANET) has become popular and attracted ample research attention in recent years. MANET is very much useful in areas with limited or no existing communication infrastructures. The network is usually formed by mobile nodes using wireless communication. It is decentralized in nature and its topology changes very rapidly. Further, MANET has low node density, encounters interference in communication and consists of resource constraint nodes which result in frequent network disconnection. The dynamic nature of the network forces one to devise routing protocols that depend on the state of the network. Consequently, message routing is one of the major problems in MANET. Although several protocols depending on routing strategy and network structure have been proposed in the published literature, reliable message routing in MANET remains a fertile area of research. The paper, “E-B-M-Based Decision for Forwarding the Data in Intermittently Connected MANETs”, by D Jyothi Preshiya and C D Suriyakala, proposes an approach to message routing which takes the best forwarding decision based on the past encounter history and the behavior of the nodes. In their approach, the authors have considered parameters such as delivery certainty, ageing and transitivity, availability of the buffer space in the node and forwarding behavior of the nodes for choosing the best next node for forwarding the message. They claim that the approach minimizes resource consumption, reduces delivery delay and improves delivery ratio.

In many real-world data, the issue of class distribution is more pronounced due to the importance of minority class in the application at hand. For example, in financial fraud detection, thousands of transactions are genuine and legitimate, while a few are fraudulent transactions. While identifying such fraudulent transactions is important, it is also a difficult task. There is increasing interest in applying machine learning techniques to imbalance data in order to classify it effectively. As such, predictive accuracy, which is a popular choice for evaluating the performance of a classifier, fails to work while mining imbalanced datasets. The paper, “Classification of Skewed Data: A Comparative Analysis of the Performance of Select Classifiers”, by Banyabaishali Mohanty and Subhendu Kumar Pani, presents a study of classification accuracy of selected classifiers on skewed data using oversampling. It finds that Multilayer Perceptron, a type of neural network, performs better than Naïve Bayes and Decision Tree.

Cloud computing is the new buzz in software industry. It is a type of computing that relies on sharing computing resources rather than having own resources for one’s computing needs. The paper, “Virtual Appliances-Based Framework for Regulatory Compliances in Cloud Data Centers”, by Jitendra Singh and Vikas Kumar, suggests virtual appliances-based solution for regulatory requirements in order to ensure data security and privacy in cloud computing.

In spite of several measures, cyber crimes are increasing in number and sophistication, making the field attractive for research study. The paper, “Cyber Crimes: Evolution, Detection and Future Challenges”, by Raksha Chouhan, provides an account of this growing phenomenon.

Wireless sensor networks are becoming more and more popular due to various potential applications it promises. The paper, “Wireless Sensor Networks: Applications and Impact”, by Monika Kohli and Rohit Tiwari, presents a refreshing introduction to this growing field.

-- A C Ojha
Consulting Editor

<< Back
Search
 

  www
  IUP

Search
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Click here to upload your Article

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

more...

 
View Previous Issues
Information Technology