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The IUP Journal of Information Technology
Focus

The Internet and mobile phones have made the world a global village by establishing connectivity among people anywhere, anytime. Social networking sites on the Internet have become an essential part of the daily lives of millions. A study has found that around 84% of Internet users in India use social media. This translates to around 110 million users who mainly access social networking sites like Facebook, Twitter, LinkedIn and YouTube. Usage of social media worldwide also reports a similar trend. Contacting someone in distant places, or sharing personal information, pictures and videos of events as well as ideas and emotions is just one click away. People use social media for not only personal needs but also professional needs such as politics and business. Social media usage among school and college students has increased significantly, making far-reaching impact on their academics and other activities. Consequently, it has attracted the attention of social scientists worldwide. The paper, “Positive and Negative Impacts of Facebook on University Students: Sri Lankan Perspective,” by S Thuseethan and S Kuhanesan, reveals how the usage of Facebook has negative effects on the academic performance of students.


An Enterprise Resource Planning (ERP) software package integrates core business processes of an organization into a single application. Through a common database and integration of processes with seamless workflow, ERP solution greatly improves the quality and efficiency of a business while allowing users across functional departments. It offers consistent look and feel throughout the organization, cohesiveness to the individual departments and helps critical decision making with more informed view of the organization and its operations. As so many ERP solutions are available in the marketplace, selecting one for a business is not an easy task. Since ERP intends to transform business providing key competitive advantages to the organization, an ERP failure results in severe costs. Thus, finding the best fit ERP, selecting the right vendor and proper implementation of ERP meeting the requirements of the organization is challenging and draws research attention. Fuzzy Analytical Hierarchy Process (FAHP) is a methodology for multi-criteria decision making in fuzzy environments. It has been widely used for a variety of applications and offers improved accuracy in decision making. The paper, “An ERP Selection Framework for Construction Industry Based on FAHP,” by Saeed Rouhani, Mohammad A Shahhosseini and Bahar Rouhi, presents an effective approach for ERP selection in construction business.

Service-Oriented Architecture (SOA), the next-generation software architecture, has emerged as a popular paradigm to develop web-based application which consists of loosely coupled components called web services. Usually, SOA involves three distributed parties: a service provider, a service requester and a service broker. Since these parties interact dynamically on the Internet, monitoring of web service life-cycle is important to avoid downtime and failure of the application. A monitoring mechanism needs to offer an efficient and effective approach to detect, diagnose and defuse service delivery failures. Towards this end, several approaches have been proposed in literature. The paper, “Web Services Monitoring: A Life Cycle Process,” by Navinderjit Kaur Kahlon, Kuljit Kaur and Sukhleen Bindra Narang, provides a refreshing review of various approaches to monitoring of web services and sets the ground for new researches in the field.

Business Process Reengineering (BPR) is the analysis and redesign of business process within and between organizations to achieve dramatic effects on cash flow, service delivery and customer satisfaction. It transforms an organization and the way its people work, and improves performance. Although talk about BPR has been around for quite a long time, there is not much progress in technological dimensions. The paper, “Emergence of Business Process Reengineering: A Literature Review”, by Apeksha Hooda, provides a wide-range introduction to the promising trend and tries to draw the attention of researchers as well as practicing managers to the same.

-- A C Ojha
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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Information Technology