Welcome to Guest !
 
       IUP Publications
              (Since 1994)
Home About IUP Journals Books Archives Publication Ethics
     
  Subscriber Services   |   Feedback   |   Subscription Form
 
 
Login:
- - - - - - - - - - - - - - - - - -- - - - - - - - - - - -
-
   
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 
The IUP Journal of Law Review
Focus

This issue contains five papers. The first paper, “What Is the Hallmark of Justice— Truth or Law?”, by Mohan Rao B, analyzes the recent judgment of the Apex Court in upholding the credibility of scientific evidence. The author suggests that the Apex Court must have invoked the purposive rule of interpretation so as to render protective justice to the deserving and vulnerable persons such as an innocent girl child who should be protected by all means, rather than going by a proof based on modern scientific advancement.

In the second paper, “Sexual Violence Against Women in India: The Legal Safeguards”, the author, B Vijayalaxmi, focuses on the issue of sexual violence against women and highlights the legal safeguards provided in the constitution and related mechanisms on the one hand, and the situational reality of the status of women in India, on the other hand. The author seeks to suggest some recommendations for improving women’s access to justice and for ensuring their human rights. The author indicates that a major attitudinal change in society is required to modify the traditional customs and values of the society so that the women are given equal rights and respect.

Aneesh V Pillai, in the third paper, “The Role of Indian Judiciary in Upholding Gender Justice Through Protective Discrimination: An Appraisal”, discusses the keenness of judiciary in exercising its review power in constitutional interpretations with regard to protective discrimination to ensure gender justice in the country. The author in his analysis seeks to highlight the proactive role played by the Indian judiciary in ensuring gender justice through protective discrimination.
The fourth paper, “Child Emotional Abuse: Causes, Effects and Remedies”, by Anubha Srivastava and Sunitha Abhay Jain, analyzes the concept of child emotional abuse and various types of emotional abuse in relation to children. The authors seek to provide information as to the causes, effects and identification of child emotional abuse. The authors also suggest certain solutions to deal with child emotional abuse. The paper calls for a proper framework of legislation to be put in place to deal with child emotional abuse.

The last paper, “Rethinking the Limits of State Action Concept in India in the Light of Globalization: Lessons from the US”, by Sanu Rani Paul and M Suresh Benjamin, observes that the interpretative and instrumental assumptions underlying constitutional adjudication of Article 12 of the Constitution of India is a hindrance in the way of a humanistic interpretation of constitutional norms for protecting basic human rights. The authors attempt to argue that private bodies cannot absolve themselves of the welfare obligations which are otherwise the responsibility of the State. An attempt is made by the authors to understand the judicial developments in this regard so as to reach the most precise conclusion as to the scope of State under Article 12 in the changed social, economic and political conditions in India. The authors make an effort to compare the situation with that of the United States wherein the State Action depends on a more realistic and flexible criterion on the basis of case-to-case analysis.

-- V Hemalatha Devi
Consulting Editor

<< Back
Search
 

  www
  IUP

Search
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Click here to upload your Article

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

more...

 
Issues
Law Review