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The IUP Journal of Computer Sciences
Focus

Computer-related risks include aviation accidents, space flight disasters, insurance fraud, telephone outages, public transport accidents, defective medical devices, security vulnerabilities and stock market outages. Much could be learned from analyzing these bugs, but certain problems reappear again and again. To help find bugs, software engineers have developed inspections and testing methods. Test harnesses automatically subject software to thousands of tests. Research has uncovered correlations between bug-prone software modules and code complexity, test coverage, code churn, and even the structure of the organization that produced the modules. These correlations can be used to identify bug-prone software and test it extra thoroughly. Yet we seem unable to get rid of bugs. Fixing bugs manually is expensive, time-consuming, and unpleasant. Automatically repairing them might save us from the many causes of bugs, including misunderstandings, lack of time, carelessness or plain old laziness. Automation might also produce bug fixes more quickly, especially if maintainers are faced with an overwhelming number of bug reports and must triage them. Even if only a portion of the bugs could be fixed automatically, doing so would be beneficial, because it would lead to better software more quickly, at lower cost, and user frustration and losses due to bugs would be reduced.
But this brings into question some fundamental limitations. Yet in the past decade, a number of young scientists have taken on automatic bug fixing. First, automated program repair does not promise to fix just any bug. Only small individual locations are fixable; bugs that require alterations of multiple locations are too hard, at least for now. Second, the technique requires a supply of test cases. Some of these test cases tickle the bug and fail. The other test cases do not fail; they represent desirable behavior that must be preserved. The automatic bug fixer must mutate the program in such a way that the failing test cases stop failing, while the non-failing test cases continue to pass. Note the specifications for the software are not provided; test cases are a substitute, which, as we well know, can show the presence but not the absence of bugs.
B T Geetha, M V Srinath and V Perumal, in the first paper, “Optimized Scheduling Algorithm for Energy-Efficient Wireless Network Transmissions”, have considered the problem of erecting utility optimal scheduling algorithms in discrete stochastic networks where the communication links have time varying qualities and the nodes are powered by finite capacity energy storage devices but are capable of harvesting energy.

In the second paper, “Generating a Complete and Precise Back Index for E-Books”, Vibhooti Markandey, has described the Back-Index-Tool that generates back index of books in machine readable format. This work is able to precisely position subject-indexing terms in semantic sense.

R K Meenakshi and D Arivazhagan, in their paper, “Risk Management in IT Sector: Opportunities and Challenges”, have tried to show that risk can be minimized by careful handling of data with proper follow-up action. Two cases are discussed here.

In the last paper, “Image Enhancement Techniques in the Spatial Domain: An Overview,” Deepa Raj and Pushpa Mamoria, have tried to highlight different techniques of image enhancement for gray-scale image by specifying their importance in the spatial domain.

-- C R K Prasad
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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