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The IUP Journal of Structural Engineering
Focus

Seismic response analysis of a structure is a complex process. Depending on the structural problem and the needed accuracy in solution assumptions are made. In this paper, "Comparative Seismic Response of Multi-Hinged Articulated Offshore Tower", the authors, Nazrul Islam, Syed Danish Hasan, Moonis Zaheer and Khalid Moin, have analyzed offshore tower in the sea environment in deep water. A multi-hinged tower was modelled on an inverted double pendulum and the response was calculated under two earthquakes El Centro 1940 and Taft 1952, and random sea wave action was also considered. In the numerical studies, the duration of excitation was considered as 30 seconds for both the earthquakes, with a starting time on the tower as 490 seconds. The authors conclude that the seismic responses are predominant than the responses under random sea waves. The importance of the earthquake consideration in the design of articulated offshore tower should not be ignored.

Base isolation of structures is a technique where superstructure is decoupled with the substructure with designed arrangement. This helps to control the structural response, particularly, in seismic excitations. In this paper, "Effect of Variation in the Damping of Bearings for Base Isolated Buildings", the authors, Poonam, Anil Kumar, Saraswati Setia and V K Sehgal, have studied the effects of damping variation in bearings of base isolated structure. A four-storey moment resisting RC frame building was analyzed. Base isolation was considered with variation in damping in the bearing from 5% to 40% for the study. For comparison of results, the building was modelled as a fixed base system. Base shear, storey drift, period shift and acceleration response were compared against fixed base results. The authors conclude that the rate of response reduction is high up to 20% damping in bearing, and beyond 20% the rate of response reduction is not significant. The authors have reported a significant increase in the time period of the building as much as five times. If that happens the earthquake forces developing in the building will be much less and the building can be designed economically.

High rise buildings are heavy structures and need heavy foundations. Raft or pile foundation is quite common. An improvement in using raft or pile foundation is a combination of pile-raft support. The paper, "Study of Piled Raft Foundation Using FEM", by the authors, V A Sawant and G S Kame, states that if the superstructure load is carried by raft through contact with the soil and also by piles through skin friction, then the substructure may become economical. In this analysis, finite element formulation was used. The raft was modelled as a thick plate element resting on Winkler foundation. Four noded iso-parametric elements with three degrees of freedom per node, transverse displacements, and rotation about two axes were considered with independent bilinear shape functions for displacement and rotational degree of freedom. Piles are considered as bar elements with surrounding soil modelling by Winkler's hypothesis. A parametric study was done to compare the results. The comparison of results indicates that maximum deflection and maximum moments reduce more considerably in pile raft foundation than in a raft foundation.

In the paper on "Reliability Analysis of Concrete Columns Reinforced Internally with Glass Fiber Reinforced Polymer Reinforcements", the authors, A Deiveegan and G Kumaran, report the development of a resistance model. Reliability analysis predicts the probability of performance of structural members during its service life under exposed environmental conditions. The authors discuss the development of a resistance model for concrete column reinforced with fiber reinforced polymer. The resistance model was used to calculate the probability of failure and reliability index. The strength limit state functions were further developed for rectangular shape columns with load eccentricity and reinforcement ratio. In the assumed problem, the interaction diagram does not show the balance point. The results obtained for two different columns have been presented.

The behavior of circular and square steel column filled with demolition debris, fiber and granite rubber have been tested and its experimental strength predicted by code formula. The effect of column dimension, shape and confinement in concrete has also been studied. The authors, E K Mohanraj, S Kandasamy and R Malathy, in their paper, "Strength of Steel Tubular Slender Columns Infilled with Concrete Using Waste Materials", report that the test specimen started bending during the test, and there was no change in longitudinal dimensions. The strength of column filled with partial replacement of waste material is almost as that of plain concrete filling, whereas partial replacement of granite as coarse aggregate shows a higher value. The strength of fiber reinforced column is quite high. The shape of column has no effect on the strength. The modified ACI/AS equation provides good predictions.

Self-compacting concrete is considered as a high performance concrete with good deformability and segregation resistance. To produce this concrete the major work requires its proper mix design and evaluation of its properties. Because of its high fluidity, self-compacting and segregation resistance, it reduces honeycombing in concrete. In the paper, "Development of Mix Design for High Strength Self-Compacting Concrete Using Admixtures", by G Giri Prasad, G V Ramarao and M V Seshagiri Rao, rice husk ash was used to replace partly the aggregates, as it has pozzolanic properties. The authors conclude that the designed concrete satisfies the recommended values, and the requirement for the cement is reduced. In a conventional concrete of M 50 and M 60 grade, addition of 5% Rice Husk Ash (RHA) shows better results, and M 70 and M 80 grades of concrete requirements of RHA becomes 10%. In this study, the best self-compacting properties were obtained with fly ash of 70% and RHA of 30% and 53 grade cement with constant water cement ratio.

-- Satyendra P Gupta
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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