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The IUP Journal of Electrical and Electronics Engineering
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Load flow study is an important component of power system planning and operation. The power system is represented by a set of nonlinear algebraic equations, and several methods are available for solving the load flow equations like the Newton-Raphson method, Fast Decoupled Load Flow method, etc. In certain situations, these methods give convergence problems. Sharma and Satyavir Singh in their paper, “A Reliable Method for the Solution of the Load Flow Problem”, present a method for the solution of the load flow problem that does not cause convergence problems. They illustrate the method with a two-bus power system.

The paper, “Hybrid Speed Control of Sensorless Brushless DC Motor with Fuzzy-Based Estimation”, by Mahesh Kumar et al. deals with the control of the Brushless DC Motor (BLDC) for electric drive applications. To control these machines, it is generally required to measure the speed and position of rotor by using complicated sensors. The authors describe a method for the estimation of the speed and rotor position using a fuzzy-based observer. A Proportional Integral (PI) controller is used, whose parameters are tuned by fuzzy logic technique.

In pattern recognition, clustering algorithms are used. The Fuzzy C-Means (FCM) algorithm is a typical clustering algorithm used in a wide range of engineering applications. In the paper, “Biometric Fingerprint Segmentation Using Kernel Fuzzy C-Means Clustering on Level Set Method”, a new algorithm is presented by Tara Saikumar et al.. It is shown that KFCM method, combined with the level set methods, can be used for the segmentation of low contrast images and medical images.

Distribution Generation (DG) refers to the small generation units, usually of less than 10 MW capacity, installed in distribution systems. Distributed generators are installed near the customer side, and so they have a great impact on the reliability of the power system especially on distributed system side. Reliability evaluation is an important issue in power system, analysis. In the paper, “Reliability Evaluation of a Distribution System”, by Sreenivas et al., a reliability model is developed to assess the impact of DG using certain reliability indices. Analysis is carried out without DG, with DG, and swapping two DGs. It is shown that the DG has the ability of improving the reliability of distribution system and customers.

In the paper, “ANN Controller-Fed PMDC Drive for Paper Mills”, the authors Sankar and Ramareddy present the design of a neural network controller to enhance the performance and dynamics of the permanent magnet DC motor used in industries like paper mills, textile mills, etc. The simulation results show that the proposed ANN Controller is a robust and insensitive controller and is well suited for systems with uncertain and unknown variations in plant parameters.

-- MSR Murty
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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Electrical and Electronics Engineering