Welcome to Guest !
 
       IUP Publications
              (Since 1994)
Home About IUP Journals Books Archives Publication Ethics
     
  Subscriber Services   |   Feedback   |   Subscription Form
 
 
Login:
- - - - - - - - - - - - - - - - - -- - - - - - - - - - - -
-
   
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 

The IUP Journal of Applied Economics



May' 03
Focus Areas
  • Microeconomics

  • Macroeconomics

  • Industrial Economics
  • Public Finance
  • International trade and Business
  • Financial Economics
  • International Finance
  • Energy Economics
  • Environmental Economics
  • Labor Economics
  • Development Economics
  • Agriculture and Rural Economics
Articles
   
Price(INR)
Buy
Profitability of Industry: Market Power or Efficiency - A Case Study of Indian Cement Industry
Consumers' Attitudes Towards Weekend, Night & Street Markets
Select/Remove All    

Issues in International Trade

-- Pasquale M Sgro

This paper discuss the issues in international trade looking at the number of issues of international trade such as trade, growth and sustainable development, Financing requirements for emerging economies etc.

Profitability of Industry: Market Power or Efficiency - A Case Study of Indian Cement Industry

-- K S Sujit

Industry analysis, taking into consideration aggregate figures is likely to miss important firm-specific factors, which are of crucial importance. Performance within industry is sufficiently different. Hence, industry analysis would be more meaningful if one concentrates more on firm-specific activities. This study shows that high profitability in some of the top firms is a combined effort of efficiency and market power. The current slowdown in the economy seems to force firms to behave competitively, as price of cement is not increasing even though inputs prices have risen. In such a situation, efficiency coupled with innovation, which would reduce the costs, is the key to reap higher profitability.

Article Price : Rs.50

Indian Consumers vs World Consumers: A Comparative Analysis

-- EA Selvanathan and Saroja Selvanathan

In this paper, we present an analysis of the Indian consumption patterns and compare it with results from 23 Less Developed Countries (LDC) and 46 world countries. Results show that Indian consumers allocate more than half of their income on food while consumers around the world allocate only one-third of their income on food. The overall growth in consumption in India is similar to the LDC and the world, however, growth in prices is lower in India compared to the LDC and the world. Further, a number of empirical regularities, such as the Law of Demand, Engel's Law, additive preferences etc., are supported by the Indian consumption data as is the case with the LDC and world consumption data. Indian consumers as well as the LDC and world consumers consider food, housing and medical care as necessities and clothing, durables, transport and recreation as luxuries. However, education is a necessity for an average world consumer, while it is a luxury for consumers in India and the LDC.

A Measure of Inequality of Human Development for Funding and Management - Case Study of Karnataka State, India

-- N Balasubramanian and Ramakrushna Panigrahi

In the era of globalization and liberalization, the one time fancied idea of spatially equitable development has been put to the back burner. The objective of both the international funding agencies and the Indian Government involved in grass root development through PRIs are more than sheer development, it is also equity and empowerment. But, in order to achieve this goal, they do not seem to have a firm basis (relative development of small spaces) that would help resource allocation in a way, which would bring in equitable development. In the present paper, there is an attempt to provide a choice of areas for development action based on development indicators at the district and taluka level for the state of Karnataka.

Consumers' Attitudes Towards Weekend, Night & Street Markets

-- Prof. Dr. Wolfgang Chr. Fischer (Ed.)

In line with the general acceptance by economists and politicians of globalization and the veneration of free market forces, the retail sector in Australia and in most other OECD countries has seen a tremendous concentration of vendors. In spite of this, the aim of this research monograph is to investigate the emergence of weekend, night and street markets. Generally, these are an "unexplored territory" of economics and often, these markets have been regarded as a quantité negligeable.

Article Price : Rs.50
Search
 

  www
  IUP

Search
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Click here to upload your Article

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

more...

 
View Previous Issues
Applied Economics