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The IUP Journal of Telecommunications
Focus

The Orthogonal Frequency Division Multiple Access (OFDMA) is fast gaining importance as a new multiple access technology to meet the future broadband wireless access systems’ demands for support of high data rates, operation in a hostile multipath radio environment, provision of various QoS profiles, and minimal consumption of RF bandwidth and transmit power. Though Multicarrier communications increase the efficiency and capacity of wireless networks, they are very sensitive to carrier frequency synchronization errors. But owing to the nature of multiple-parameter estimation, it is pretty challenging to estimate the carrier frequency offset in the uplink of OFDMA system—particularly in an interleaved carrier assignment scheme.

The authors Miriam Bank, Michael Bank, Boris Hill and Uri Mahlab of the first article “OFDMA Systems, Pilot Signals and Doppler Effect”, make an attempt to trace the enormous difficulties that the cellular systems implementing OFDMA are facing.

The high level of reflected signals found in big cities are making cellular systems more sensitive to Doppler Effect (DE). The authors study the impact of DE on orthogonality disturbance in critical but real situations. The simulation results reveal that due to orthogonality disturbance owing to DE influence, it is almost impossible to develop an OFDMA cellular system based on the principle of pilot signals. They are of the opinion that pilot signals do not improve the decoding process and on the other hand may even lead to deterioration in the decoding process. It may thus become one of the underlying causes for mobile OFDMA system failure.

The second article, “Optimization of Soft Handover Margin in WCDMA Cellular System”, by S Tamilselvan and K Manivannan, analyzes the downlink performance of a Wideband Code Division Multiple Access (WCDMA) system with Site Selection Diversity Transmission power control during soft handover mode so as to improve the system capacity.

The authors also attempt to find the optimum SHO margin in terms of maximum system capacity. Analyzing the system capacity dependency on MSH by considering uniform user distribution and a concentration of all the users in the location that requires maximum transmitter power, they found an increase in the user capacity by about 16-20% for the Optimum MSH of 5-5.5 dB. In the third article, “Implementation and Analysis of OFDM and CDMA-Based MIMO V-BLAST for MUD Using ZF and MMSE”, the authors, Kishor G Maradia, Patil Ajay Kumar V and S M Joshi, compare Orthogonal Frequency Division Multiplexing (OFDM) with Code Division Multiple Access (CDMA) in respect of their error performance in multiuser environment. Both the transmitter techniques are performed for MIMO architecture using two algorithms, ZF and MMSE in V-Blast detection architecture. From the results, the authors conclude that Walsh code result is better in system using CDMA-based MIMO V-BLAST system. They also infer that BER increases as the number of users in system increases in both techniques—OFDM and CDMA-based MIMO V-BLAST system. They also observe that the performance of 16-QAM is comparatively better than that of QPSK, 64-QAM in system using CDMA and OFDM-based MIMO V-BLAST system.

The last article of the issue, “Banyan-Based Switching Fabrics for Next Generation Networks”, by V S Tripathi and S Tiwari, reviews the Banyan architecture- based switching fabrics suitable for Next Generation Networks. The authors introduce the Next Generation Networks, briefly tracing the role of switching fabric therein. Then they present an overview of the existing switching fabrics along with a discussion on the merits and demerits of different kinds of fabrics. They also discuss the various traffic models and performance evaluation techniques as are present in the current literature and offer mathematical analysis of some Banyan-based switching fabrics.

-- GRK Murty
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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Telecommunications