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The IUP Journal of Science & Technology
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Fault detection by vibration signal analysis is based on the fact that every machine component has an inherent capacity to store energy in certain quantum states which are called modes. When the machine component is excited by an external force, the machine takes up the energy and starts vibrating with various frequencies and their corresponding amplitudes. The resultant state is a superimposition of all the individual modes of vibration. Understanding of a mode may be achieved through the analysis of the response signal in time and frequency domain. Modern vibration signal analysis is based on frequency domain analysis using spectrum analyzers which perform the Fast Fourier Transform (FFT) of the response signals. Any defect can be recognized as a variation in the signature vibration of the machine. The paper titled, "Rolling Element Bearing Fault Detection via Vibration Signal Analysis", by Pratesh Jayaswal et al., investigates the feasibility of FFT and band pass analysis for fault detection of rolling element bearing with multiple faults. It is concluded that the RMS value of a filtered signal can be a good indicator of the bearing condition.

Barium titanate (BaTiO3) nanoparticles have great potential as a data storage medium that can be read optically and written electrically, since it is both a ferroelectric and a birefringent. When used for data storage, their primary advantage is that they maintain their polarization state after the applied voltage has been removed and therefore do not require back up memories or batteries. They can be accessed more quickly and with less power than many memory devices, which need to push electrons through a glass barrier. Additionally, they have the potential for increased miniaturization. The size of the nanoparticles is a crucial parameter that decides successful miniaturization. Obtaining high dielectric constant Barium Titanate ceramics with a high degree of homogeneity and ultra fine grain size is the dream of anyone aiming to achieve thinner dielectric layers. Ferroelectric ceramics are widely used in the electronics industry in a variety of applications such as multilayered capacitors, transducers and sensors. T K Mandal in the paper titled, "Structural and Microstructural Evolution in BaTiO3 Ceramic Nanoparticles", reports the formation of Barium Titanate nanoparticles at relatively low temperatures. The nanopowder of about 40 microns size, show a tetragonal symmetry and interesting properties like high dielectric constant and low Curie temperatures.

The Travelling Wave Tube (TWT) is a high-gain, low-noise, wide-bandwidth microwave amplifier which finds use as a radio frequency amplifier in microwave equipments. It works on the principle of a continuous interaction between an electron beam and the microwave signal. If the velocities of the beam and the wave are nearly the same, interaction takes place. A helix is used as the delay line to reduce the signal speeds to that of the beam. The helical structure however contributes to dispersion due to which the frequency stability is lost. Vikas Kumar and Vishnu Srivastava in their paper, "Sensitivity Analysis of a High Gain Helix TWT Using HFSS", discussed the results of the sensitivity analysis of dispersion to various helix parameters. Ansoft HFSS was employed in simulating the helix TWT and performing the sensitivity analysis. The results discussed in this paper could be effectively used to control dispersion in wideband applications.

The field of antenna engineering is central to all wireless technologies and plays a central role in the successful deployment of network systems. Some of the requirements imposed on an antenna are as follows: it should be relatively cheap and easy to manufacture, light weight and compact with a low profile but robust and environment friendly. The microstrip patch antenna fulfills these requirements. The main drawback with microstrip patch antennas is that they inherently have very narrow impedance bandwidth. In the paper, "Design and Development of Slanted Slot Microstrip Antenna for Multi-Frequency Operation and Circular Polarization", Satnoor et al., have presented the design for a slanted slot microwave antenna. The two pair antenna designed by the team is very simple and uncomplicated in structure and is found to operate at four bands of frequencies in the X-band. The authors also report a larger bandwidth and circular polarization with very small axial ratio value. This study assumes importance because circular polarization antennas are more resistant to signal degradation when compared to linear polarized antennas.

The importance of biofuels is rapidly increasing with growing anxiety over depleting crude oil supply, escalating costs and fast climatic changes. Blending of biodiesel with petro-diesel has tremendous positive social, ecological and economic impact on the society. "Emission and Performance Characteristics of a Single Cylinder Compression Ignition Engine Operating on Esterified Rice Bran Vegetable Oil and Diesel Fuel", by Thirupathi Reddy et al., is an experimental study of the performance of a single cylinder compression ignition engine when biodiesel is blended with petro diesel in various proportions. Parameters such as brake power, peak pressure rise and emissions under varying operating conditions were measured. Based on the data collected, the authors conclude that despite having lower thermal efficiency, biodiesel would be the answer to environmental issues.

This issue concludes with a short paper titled, "Optimum Modeling of MEMS Characteristics: An Analytical Solution Approach", by Shaikh et al., Microelectromechanical systems (MEMS) is the integration of mechanical elements, sensors, actuators, and electronics on a common silicon substrate through microfabrication technology. While the electronic parts are fabricated using Integrated Circuit (IC) process sequences, the micromechanical components are fabricated using compatible `micromachining' processes that selectively etch away parts of the silicon wafer or add new structural layers to form the mechanical and electromechanical devices. Due to miniaturization and the high level of structural complexity of MEMS, the sensor performance is affected by numerous factors like cross-coupling, touch-down effect and other parasitic effects. Hence, it is imperative to perform simulations of the design and performance evaluation to achieve design optimization. The authors have used an analytical simulation addressing more specifically, the issue of touch- down effect.

- Elizabeth Zacharias
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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