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The IUP Journal of Telecommunications
Focus

Ever since "The Word" is perceived as the very "source of life", man has invented many ways to announce his existence to his immediate neighbors, to the society at large, and to his kith and kin staying away in distant locations by freely using the words. It all started with writing, engraving, printing, radio, telephony, Internet, and finally, nobody knows where it would end with the kind of the convergence that is today going on between computation and communication technologies. Research is keeping pace to invent newer and newer means to improve man's ability to communicate both in terms of speed, quality, and satisfactionall at an affordable price. India is no exception to this race in research in the discipline of telecommunication technologies. Indeed, it is fortunate of India that this time round, it is notunlike during the Industrial Revolution of the 18th centurylagging behind in keeping pace with the western world in its progress in computation and communication technologies. It is to cater to the needs of these young scientists and to provide a platform for them to communicate their research results, IUP is launching its Journal of Telecommunications. We are sure that the academic fraternity will encourage usas they have done in all our previous endeavorsby availing this facility for publishing their research works. On our part, we promise to bring out the journal on time with no lapses.

The maiden issue of the journal has six papers. The authors, P A Haris, E Gopinathan and C K Ali, of the first paper, "Performance of Blind Successive Interference Canceller for Multi-Carrier CDMA Systems", realizing the need for overcoming the adverse impact of Inter Symbol Interference (ISI) and Multiple Access Interference (MAI) for ensuring efficient multiple user access over the wireless channel, have carried out simulation studies using blind interference cancellation technique for countering MAI and found it outperforming conventional MF receiver and BMMSE receiver, thereby increasing the potential of the system to handle more number of users.

The authors, K Jayanthi and P Dananjayan, of the next paper, "A Novel Link Adaptation Scheme for Wideband CDMA", have proposed a novel link adaptation scheme for obtaining target quality in terms of Bit Error Rate (BER) in multi-user Wideband Code Division Multiple Access (WCDMA) systems. They have analyzed its performance using two popular control algorithms for comparing the proposed power control algorithm and found that the proposed algorithm provides relatively a better system performance in terms of outage probability, convergence time and consumption.

The authors, G Indumathi and K Murugesan, of the next paper, "Diverse QoS Support of Multiclass Data Services Using Cross-Layer Scheduling", have designed a cross-layer priority and fair scheduling algorithms, taking into consideration the channel qualities at the physical layer and users' packet queuing delay at the data link layer, and found from the data obtained from the simulation that the proposed scheduling algorithms have provided more Quality of Service (QoS) in terms of throughput and delay in priority scheduling. The results have also indicated that better performance measure can be achieved when validated with NS2 simulations.

The authors, V Mathuranathan, M N Satyanarayan and Shikha Tripathi, of the next paper, "DSP Implementation of QPSK and 8-QAM Transmitter for Software Defined Radio", present a software-defined transmitter capable of switching between Quadrature Phase Shift Keying (QPSK) and 8-Quadrature Amplitude Modulation (QAM) techniques by using a common oscillator which gives quadrature outputs at equal amplitudes. A single coupled standard quadrature recursive oscillator has been used in the design. The results obtained were found to be in accordance with the simulation and theoretical analysis.

The last two papers are reviews. In the first review, "Global GNSS Multi-Constellation Scenario: Present and Future", the authors, S Mariappan, Swarna Ravindra Babu and G Sasi Bhusana Rao, have presented the existing constellations, constellations likely to emerge, signal spectrum and structures of some of the civil navigation signals, and accuracy optimization techniques, along with a discussion on issues such as compatibility and interoperability in a multi-constellation scenario. In the second review, "A Survey of VLSI Architectures for FFT Computation in Signal and Image Processing Applications", the authors, Chandan Kumar Jha, M Suresh and A K Panda, have surveyed VLSI architectures that have already been reported for computation of FFT in signal and image processing applications. The authors have also discussed the importance of using CORDIC algorithms for design and implementation of VLSI architecture to meet the growing demands under high speed multimedia technology.

-- GRK Murty
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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Telecommunications