The ultimate aim of any modern corporate is growth with profit maximization. Growth is the first and foremost characteristic of nature and its products which include modern societies with all their industrial, agricultural and service sectors and above all the research organizations to cater to the needs of primary, secondary and tertiary sectors. Governed by the laws of the universe and nature, societies, markets and above all human life are in the constant churn of development in the realm of creativity and innovativeness.

Behold what is rapidly becoming the largest self-help undertaking in human history, bringing hope, dignity, and empowerment to tens of millions of low-income families worldwide. Behold a movement with global outreach, which has penetrated beyond city slums and market towns to even the most isolated villages. Behold an industry that embraces thousands of NGOs, credit unions, public and private banks, and hundreds of thousands of communitybased self-help groups, which are enabling many of the planet’s poorest households to generate the additional income and savings they need to keep their children alive, nourished, healthy, and able to attend school.

Behold a profession which appears simple in concept but is extremely difficult in practice, because it involves myriad adjustments to highly different cultural settings, methodologies, and institutional structures while simultaneously facing complex challenges involving client outreach, financing, evaluation, governance, training, government regulation, economic instability, civil disturbances, and natural disasters.

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