Article Details
  • Published Online:
    July  2025
  • Product Name:
    The IUP Journal of Accounting Research & Audit Practices
  • Product Type:
    Article
  • Product Code:
    IJARAP290725
  • DOI:
    10.71329/IUPJARAP/2025.24.3.613-635
  • Author Name:
    E Ramesh, Bharath Samishetti and P Rajashekar Reddy
  • Availability:
    YES
  • Subject/Domain:
    Finance
  • Download Format:
    PDF
  • Pages:
    613-635
Volume 24, Issue 3, July-September 2025
Risk and Return Analysis of Selected Indian Banks’ Stocks
Abstract

The objective of investment decisions is to maximize return and minimize risk. The paper analyzes the risk and return of selected banking stocks and the relationship between the selected bank stocks and Nifty 50. The study is based on secondary data, and various statistical tools such as mean, standard deviation, correlation and coefficient variance are used for analysis. The study finds that there is a positive correlation between Nifty 50 and selected banking stocks. It provides the deviation in the prices of selected stocks, which will be of use in making investment decisions.

Introduction

Following the economic liberalization of the 1990s, the financial services sector in India has become increasingly significant. The entities that make up the Indian financial sector include insurance companies, commercial banks, mutual funds, cooperatives, non-banking financial entities, pension funds, and other smaller financial institutions that come in a variety of shapes and sizes.