The IUP Journal of Bank Management

Volume 25, Issue 3, July-September 2026

ISSN :2583-5866

Impact Factor: 1.16; Acceptance rate: 50%; Turnaround time: 3- 4- months

A "peer-reviewed" journal included in EBSCO and ProQuest (Part of Clarivate) Database

It is a quarterly journal that focuses on Credit rating, Corporate financing, Infrastructure finacing, Risk management, Forex markets, Retail banking, Personal banking, Inclusive banking, Fintech and banking, Convergence of financial services and E-Banking, HRD and leadership, Banking supervision and regulatory mechanism, etc.

Current Issue

Volume 25, Issue 3, July-September 2026
Effect of Digital Financial Innovation on Performance of Deposit Money Banks in Nigeria

Author: Mustapha Maikudi Abdullahi and Muftau Adeniyi Ijaiya

Published Online: August, 2026

Keywords: Digital financial innovation, Bank performance, System generalized method of moments, Schumpeter’s theory of innovation, Nigeria

Does Monetary Policy Shape the Capital Structure-Profitability Link? Evidence from Ghana

Author: Edward Annan and Mensah Marfo

Published Online: August, 2026

Keywords: Capital structure, Bank profitability, Monetary policy rate, Ghana banking sector

Account Aggregator Framework, Digital Transaction Data, and MSME Credit Access: Evidence from India’s Fintech Lending Ecosystem

Author: Sridhara G and Nagaraju R

Published Online: August, 2026

Keywords: Account aggregator framework, MSME credit, Fintech lending, Digital financial inclusion, Data portability, Difference-in-differences, UPI, GST, Informational asymmetry, Developing economy

Microfinance Borrowers’ Challenges in Odisha: Evidence from a Primary Survey

Author: Sarada Prasan Mohanty, Samir Ranjan Behera, Rajib Sarkar and Silu Muduli

Published Online: August, 2026

Keywords: Microfinance, Financial inclusion, Financial literacy, Repayment stress, Borrower challenges

Archives


Volume 25, Issue No.2, April-June 2026
Divergent Profitability vs. Convergent Returns: A Comparative Evaluation of Public and Private Sector Banks in India

Author: J Madegowda

Published Online: May, 2026

Keywords: Asset quality, CAMELS framework, Financial stability, India, Private sector banks, Profitability, Public sector banks

What Drives Customer Satisfaction in Payment Banks? Evidence from India

Author: Aparna Bhatia and Megha Mahendru

Published Online: May, 2026

Keywords: Consumer perception, Payment banks, Financial inclusion, Smartphones, Banking services, Punjab

Business Correspondents and Financial Inclusion: Evidence from a Comparative Study in Odisha

Author: Sarada Prasan Mohanty, Samir Ranjan Behera and Silu Muduli

Published Online: May, 2026

Keywords: Business correspondents, Financial inclusion, Rural banking, Banking accessibility, Financial services