The IUP Journal of Bank Management

Volume 24, Issue 3, July-September 2025

ISSN :2583-5866

Impact Factor: 1.16; Acceptance rate: 50%; Turnaround time: 3- 4- months

A "peer-reviewed" journal included in EBSCO and ProQuest (Part of Clarivate) Database

It is a quarterly journal that focuses on Credit rating, Corporate financing, Infrastructure finacing, Risk management, Forex markets, Retail banking, Personal banking, Inclusive banking, Fintech and banking, Convergence of financial services and E-Banking, HRD and leadership, Banking supervision and regulatory mechanism, etc.

Current Issue

Volume 24, Issue 3, July-September 2025
From Distress to Discipline: Indian Banks’ Financial Performance and the IBC’s Legacy

Author: Nirali J Kantharia and Jivan Biradar

Published Online: August, 2025

DOI: 10.71329/IUPJBM/2025.24.3.5-23

Keywords: Bank performance, Regression, Asset quality, Insolvency and Bankruptcy Code, Policy reform

Unveiling the Drivers of UPI Adoption: Insights from Individual Behavior in Kerala

Author: Manikandan C

Published Online: August, 2025

DOI: 10.71329/IUPJBM/2025.24.3.24-36

Keywords: UPI adoption, Digital financial payments, Probit regression, Digital trust, Smartphone usage

India-UAE Fintech Corridor: A Review of Challenges and Opportunities

Author: Ajoe Antony and Shakuntala Jain

Published Online: August, 2025

DOI: 10.71329/IUPJBM/2025.24.3.37-50

Keywords: Fintech, India-UAE corridor, Open banking, Blockchain, Financial inclusion

Impact of Fintech and Financial Variables on the Financial Performance of Banks

Author: Sachita Yadav

Published Online: August, 2025

DOI: 10.71329/IUPJBM/2025.24.3.51-61

Keywords: Fintech, Financial Variables, Performance of banks

Archives


Volume 24,Issue 2, May 2025
Digital Finance Behavior of Rural Households in India: A Multifactor Analysis

Author: A Charles and R Krishna Kumar

Published Online: May, 2025

DOI: 10.71329/IUPJBM/2025.24.2.5-28

Keywords: Rural India accounts for 46% of the nation’s gross domestic product (GDP). Since cash transactions are considered the safest, most rural residents trust them (Singh & Malik, 2019). In the modern era, the cashless system has become indispensable. The digital revolution is made possible by innovations such as mobile phones, Internet penetration, e-governance, etc. Digital finance services provide opportunities to deliver a variety of acceptable, appropriate, and trustworthy banking services and products for the underprivileged in emerging countries.

Kerala’s Rural Digital Leap: Gender-Sensitive Insights into Payment Adoption

Author: Vineesh A K

Published Online: May, 2025

DOI: 10.71329/IUPJBM/2025.24.2.29-53

Keywords: Digital payment, Digital payment adoption, Attitude, Intention toward digital payments, Rural households

Beyond Digital: Why Bank Branches Still Matter

Author: J Madegowda

Published Online: May, 2025

DOI: 10.71329/IUPJBM/2025.24.2.54-86

Keywords: Branch banking, Customer insights, Digital banking transition, Factor analysis, Fintech integration, Hybrid banking model