Some of us prefer to go to the banks personally to take care of our banking activities whereas some prefer to carry out the transactions through online banking. We all face the danger of falling victim to frauds. This article attempts to remind customers to be constantly vigilant for protecting their personal and financial information.

Bank customers are seen as potential targets for different types of fraudulent activities, both online and offline. Hence, they should be well-equipped with proper information, tools and techniques available so that they are not easily cheated. In today's techno-savvy world, one has to be smart enough to preserve one's hard-earned money. Banking has become an indispensable activity for almost everyone concerned with money. Some people prefer to visit the banks regularly and take care of their banking activities personally whereas some prefer to work through Internet (online banking). Both the categories of customers are subject to attempts by fraudsters who try to defraud money from their accounts. The article focuses on how an innocent customer can become a victim of fraud if he is not careful.

The fraudster sends e-mails that appear to have come from a genuine website that a customer has online dealings with such as banks, credit card companies, etc. First, they will ask the users to have personal identity number, then later on in order to update the security or for some other reason they will ask for the customer's bank account number and other personal details and thus secure all his personal data.

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