Welcome to Guest !
 
       IUP Publications
              (Since 1994)
Home About IUP Journals Books Archives Publication Ethics
     
  Subscriber Services   |   Feedback   |   Subscription Form
 
 
Login:
- - - - - - - - - - - - - - - - - -- - - - - - - - - - - -
-
   
 
Management
Effective Executive

April' 04
View Demo
Regular Features
  • Letters to the Editor
  • BizQuiz
  • Roundup
  • Executive Movements
  • Spotlight
  • Company Focus
  • Research Summary
  • Case Study
  • Viewpoint
  • Indicators
  • New Arrivals
  • Book Summary
Articles
   
Price(INR)
Buy
Disruptive Innovation : Making it happen in Organizations
Technology and Competitive Advantage : Does Technology Matter?
Corporate Restructuring in India : Motives, Influencers and Deterrents
Governance in Government : An Alternative Viewpoint
India's Surging Forex Reserves Boon or Bane?
Brand Building : Employees as Brand Ambassadors
Shareholders' Wealth Maximization : A Global Perspective
Indian Steel Industry :Consolidation is the Need of the Hour
Select/Remove All    

Disruptive Innovation : Making it happen in Organizations

--Sanjib Dutta and Anil Kumar Kartham

Many revolutionary products and services are born out of disruptive innovation. In this article, the authors explain what is meant by disruptive innovation, factors that affect disruptive innovation, and the organizational capabilities required for disruptive innovation to happen.

Article Price : Rs.50

Technology and Competitive Advantage : Does Technology Matter?

--Anil Kumar Kartham

Top executives of organizations are increasingly looking at IT as a source of competitive advantage. An IT department is becoming an inalienable part of a business enterprise. Chief information officers are part of the top management team. But, does IT deserve so much attention? Can it actually deliver the strategic value it boasts of? The article discusses the strategic importance of IT.

Article Price : Rs.50

Corporate Restructuring in India : Motives, Influencers and Deterrents

--Harsh Mishra

Corporate Restructuring is a tool to catapult value to the organization as well as to the investors which ultimately leads to the building up of quality-listed-stocks on the bourses. In fact, there are earnest motives, driving influencers as well as critical deterrents which influence the dynamics of "Corporate Restructuring" which is known as M&A in the generic terms. This article surfs into these aspects with the Indian specifics.

Article Price : Rs.50

Governance in Government : An Alternative Viewpoint

--Vivek Date

Shareholders have started demanding for good corporate governance. It is high time the citizens who pay the taxes and elect in representatives also demand good governance and sufficient disclosures about how they are managing the government affairs. The 'annual budget' has become a mere accounting exercise.

Article Price : Rs.50

Making of an Alternative Leader : Transforming the Harried Leader into a Gifted One

--Daniel D Elash

A leader loses the requisite nimbleness to create organizational capability when being harried. Highly effective leaders are those who avoid becoming harried by the day-to-day demands of the work. For leaders it is necessary to lead effectively in a complex business situation by developing the right mental flexibility.

India's Surging Forex Reserves Boon or Bane?

--Sanjib Dutta and Abdul Khader

Is the foreign exchange reserves growth of India a factor to worry about?

Article Price : Rs.50

Brand Building : Employees as Brand Ambassadors

--Daniel Ashish T and Vidhyarthi S

A sophisticated customer market calls for greater collaboration and alignment between the external brand promise and internal capability of organizations. Employees in this process become key players. A credible brand must be based on both the external market forces and 'internal reality' of employee culture and values.

Article Price : Rs.50

Shareholders' Wealth Maximization : A Global Perspective

--Mayura R Jaiswal

The primary objective of a business is either shareholders' wealth maximization or stakeholders' wealth maximization. The author explains both the approaches and their acceptability in different countries.

Article Price : Rs.50

Indian Steel Industry :Consolidation is the Need of the Hour

--S Subramanian

With Chinese steel industry entering into autocatalytic consumption stage, the prices of raw materials for steel, like coking coal and steel scrap, have shot up sharply in the recent months. Given the increasing steel consumption in the country, Indian steel makers need to adopt strategies like consolidation to manage the situation.

Article Price : Rs.50

Global Executive Summaries

  • The new Opel Astra
  • China Helping Japan
  • China’s Appetite for commodities
  • Is Shell Going the Enron Way?
  • WiMax, an improved version of Wi-Fi
  • The Economics of Outsourcing
  • Good Neighbors: India and Sri Lanka
  • Value Players
Search
 

  www
  IUP

Search
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Click here to upload your Article

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

more...

 
View Previous Issues
Effective Executive