From the time of its inception, HDFC Bank aims to satisfy the financial needs of the customers under one roof. High quality service, novel products and implementation of the latest technologies have made HDFC Bank the leader among the top three in almost all areas they deal with. HDFC Bank provides investment management and advisory services to high net worth individuals and large companies.

Liberalization in the banking sector in the 1990s has led the Reserve Bank of India (RBI) to grant permissions to set up banks in the private sector. HDFC Bank was the first private sector bank to receive approval from the RBI. The HDFC Bank promoted by Housing Development Finance Corporation was set up in 1994 with its registered office in Mumbai. The bank started to function as a Scheduled Commercial Bank in January 1995. In 2006, the HDFC Bank in India had a network of 535 branches in 228 cities across the country and had more than 1,300 ATMs.

HDFC Bank, one of the leading private sector banks in India, offers various products like housing loans, insurance, mutual funds, securities and credit cards. In a short period, the bank is offering services like Net banking, Phone banking, Inter-branch banking, Private banking and NRI banking services to its customers. Due to its exceptional service provided to the customers the Euromoney magazine has rated HDFC Bank as "Best Private Bank in the Super Affluent Category in India."

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